Invest in Your Building, Invest in Your Community

Nonprofits are the backbone of our communities. They work tirelessly to support worthy causes and support those in need, fight for basic human rights, encourage acts of kindness from the rest of the community, and so much more. Unfortunately, they are often so busy using their resources to achieve their mission that their own needs fall by the wayside. As a way to thank nonprofits for their continuous and selfless investment in their communities and to lessen their energy burden, SEF has created a Social Impact Loan and a special Nonprofit Weatherization Fund. For every loan financed, 10% of all interest paid on the loan will be placed in a Nonprofit Social Impact Fund, which will be used to perform nonprofit weatherization services. Since SEF is a nonprofit itself, you can also make a tax deductible contribution to the fund even if you do not take out a loan.

Why We Do It

In 2018, Sustainable Energy Fund ran a Nonprofit Energy Makeover Contest and audited over 40 other Pennsylvania nonprofits. As a result, we realized that nearly all nonprofits we audited had weatherization issues in their buildings which were affecting comfortability of staff and increasing their electric bill. By performing upgrades for nonprofits like these these through the Nonprofit Social Impact Fund, we can do our part to give bak to nonprofits who give so much to their communities.

Loan Details

Financing Highlights

Unlike a traditional lender, SEF can be very creative in structuring loan financing solutions to meet your unique requirements. Benefits of our Social Impact Loan include:

Finance 100% of your project Finance 100% of your project
Competitive interest rates with a social impact Competitive interest rates with a social impact
Amortization schedule up to 20 years Amortization schedule up to 20 years
No prepayment penalty No prepayment penalty
Interest only period Interest only period
Will take a subordinate lien position Will take a subordinate lien position
Asset and cash flow based lending Asset and cash flow based lending
Payments structured so that energy savings exceed loan payments Payments structured so that energy savings exceed loan payments

Project Requirements and Qualifications

Financing is provided for renewable energy projects and energy efficiency projects (e.g. building envelope improvements, HVAC, lighting systems, etc.). To receive financing, projects must meet one of the following criteria:

1
Reduce energy consumption
2
Generate energy from a renewable source
3
Replace a “dirty” fossil fuel with a clean (or cleaner) energy source

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